Financial information
Raphaella Croccia, LMFT, RPT-S
Rapha is currently not accepting new clients
Offering Parenting , Play Therapy Supervision, Licensure Supervision and Clinical Consultation to peers
Income-Based Fees: A limited number of families may be eligible for adjusted fees based on household income
​Supervision and Peer Consultation fees upon request
Nirmin Asali, AMFT
Psychotherapy and parent sessions: $190 for 45-minute sessions, additional hourly rate billed in 15-minute increments
Nirmin accepts accepts Cigna, United Healthcare and Sharp (Optum Behavioral Health)
We can provide clients who have PPO plans with "superbill' receipts that can be submitted to their insurance for partial reimbursement of the cost of treatment
Montana Taylor, LMFT
Psychotherapy and parent sessions: $190 for 45-minute sessions. Additional hourly rate billed in 15-minute increments.
Montana accepts Cigna, United Healthcare and Sharp (Optum Behavioral Health)
Clients with other insurances who have PPO plans are provided with "superbill' receipts that can be submitted to their insurance for partial reimbursement of the cost of treatment
Cindy Lowe, AMFT
Psychotherapy and Parent sessions: $190 for 45-minute sessions. Additional hourly rate ibilled in 15-minute increments.
Cindy accepts accepts Cigna, United Healthcare and Sharp (Optum Behavioral Health)
Clients with other insurances who have PPO plans are provided with "superbill' receipts that can be submitted to their insurance for partial reimbursement of the cost of treatment
If you have a PPO plan you might be eligible for partial reimbursement of the cost of the treatment. Most PPO plans with behavioral health benefits (psychotherapy) allow clients to work with a professional of their choice that is not panelled with their insurance.
If that is your case we will provide you with an optimized receipt, specific for insurance purposes called "superbill" and you will submit it to your insurance for partial reimbursement of the cost of treatment.
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Every plan is different, you have to inquire directly with your insurance and ask about your benefits, but here are some key questions to ask your insurance:
​Do I have behavioral health benefits?
What is my co-pay and how much is my deductible?
What is the maximum allowed amount reimbursed per session?
How many sessions are allowed per calendar year?​
EAP - Employee Assistance Program - not accepted
Single case agreements - our office does not negotiate single case agreements.
PPO plans
Working with our AMFTs
While California’s MFT licensure requirements mandate that only 600 of the 3,000 supervised hours be spent providing therapy to children, CTSD Associates (AMFTs) far exceed that threshold.
Because our practice is dedicated exclusively to children and adolescents, our Associates receive extensive, focused clinical experience working with young clients and their families.
As a result, they develop a depth of hands-on expertise that often surpasses the minimum pediatric exposure required for licensure—and, in many cases, exceeds the level of child-specific experience held by many licensed clinicians in generalist settings.